@font-face{font-family:"Schibsted Grotesk";font-style:normal;font-weight:400 900;font-display:swap;src:url(fonts/schibsted-grotesk-latin-wght-normal.woff2) format("woff2")}
@font-face{font-family:"Manrope";font-weight:200 800;font-display:swap;src:url(fonts/manrope-latin-wght-normal.woff2) format("woff2")}
:root{
  --bg:#f6f3ec;--card:#fffdf8;--green:#11342d;--green-2:#1d4a40;--mint:#d7e7dc;--brass:#b8905a;--brass-d:#96703f;--ink:#152420;--ink-2:#4f5d58;--line:#11342d1f;
  --serif:"Schibsted Grotesk",system-ui,sans-serif;--sans:"Manrope",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.65 var(--sans);-webkit-font-smoothing:antialiased}
svg{display:block}
a{color:inherit}
p{margin:0}
h1,h2,h3{margin:0;font-family:var(--serif);font-weight:400;letter-spacing:-.015em;line-height:1.05}
h1 em,h2 em{font-style:normal;color:var(--green-2)}
h2{font-size:clamp(2.1rem,4.2vw,3.5rem)}
.hm-wrap{width:min(1200px,100% - 40px);margin-inline:auto}
.hm-eyebrow{font:700 12px/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--brass-d);margin-bottom:20px}
.hm-fine{font-size:.8rem;line-height:1.55;color:var(--ink-2);margin-top:16px}
.hm-body{font-size:1.08rem;color:var(--ink-2);margin-top:22px;max-width:38ch}
:focus-visible{outline:2.5px solid var(--brass);outline-offset:3px;border-radius:6px}

.hm-btn{display:inline-flex;align-items:center;justify-content:center;padding:16px 26px;border-radius:12px;background:var(--green);color:#fff;text-decoration:none;font:700 15px/1 var(--sans);border:0;cursor:pointer;box-shadow:0 1px 0 #ffffff26 inset,0 10px 24px -12px #11342d99;transition:transform .25s,background .25s,box-shadow .25s}
.hm-btn:hover{background:var(--green-2);transform:translateY(-2px);box-shadow:0 1px 0 #ffffff26 inset,0 16px 30px -12px #11342daa}
.hm-btn--small{padding:12px 18px;font-size:14px;border-radius:10px}
.hm-btn--full{width:100%}
.hm-link{font-weight:700;font-size:15px;text-decoration:none;border-bottom:1.5px solid var(--brass);padding-bottom:3px}
.hm-link span{display:inline-block;transition:transform .25s}
.hm-link:hover span{transform:translateX(4px)}

/* nav */
.hm-nav{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--bg) 90%,transparent);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.hm-nav__in{display:flex;align-items:center;justify-content:space-between;height:76px}
.hm-logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--green);font:500 25px/1 var(--serif);letter-spacing:-.01em}
.hm-logo svg{width:34px;height:34px}
.hm-logo i{color:var(--brass)}
.hm-menu{display:flex;align-items:center;gap:30px}
.hm-menu a:not(.hm-btn){text-decoration:none;font-weight:600;font-size:14.5px;color:var(--ink-2);transition:color .2s}
.hm-menu a:not(.hm-btn):hover{color:var(--green)}
.hm-burger{display:none;width:44px;height:44px;border-radius:10px;border:1px solid var(--line);background:var(--card);cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:6px}
.hm-burger i{display:block;width:18px;height:1.5px;background:var(--green);transition:.3s}
.hm-burger[aria-expanded=true] i:first-child{transform:translateY(3.75px) rotate(45deg)}
.hm-burger[aria-expanded=true] i:last-child{transform:translateY(-3.75px) rotate(-45deg)}

/* hero */
.hm-hero{padding:80px 0 0;background:radial-gradient(70% 90% at 90% 10%,#d7e7dc 0,transparent 60%)}
.hm-hero__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}
.hm-hero h1{font-size:clamp(3rem,6.6vw,5.9rem);line-height:.98;letter-spacing:-.025em;font-weight:380}
.hm-hero h1 em{font-weight:350}
.hm-lede{font-size:1.2rem;color:var(--ink-2);max-width:44ch;margin:30px 0 36px}
.hm-actions{display:flex;flex-wrap:wrap;align-items:center;gap:26px}
.hm-points{list-style:none;padding:0;margin:44px 0 0;display:flex;flex-wrap:wrap;gap:10px 26px}
.hm-points li{display:flex;align-items:center;gap:9px;font-weight:600;font-size:14.5px;color:var(--green)}
.hm-points li::before{content:"";width:18px;height:18px;border-radius:50%;background:var(--mint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.5l2.5 2.5L13 6.5' fill='none' stroke='%2311342d' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/100% no-repeat}

.hm-hero__art{position:relative;padding:10px 0 34px}
.hm-case{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:22px;box-shadow:0 50px 90px -40px #11342d59,0 2px 6px #11342d0d;transform:rotate(1.2deg);transition:transform .6s cubic-bezier(.2,.8,.2,1)}
.hm-case:hover{transform:rotate(0)}
.hm-case__top{display:flex;justify-content:space-between;align-items:center;font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:16px}
.hm-case__tag{padding:5px 10px;border-radius:99px;background:var(--mint);color:var(--green);font-size:11px;letter-spacing:.06em;text-transform:uppercase}
.hm-case__house img{display:block;width:100%;height:auto;aspect-ratio:1600/850;object-fit:cover;border-radius:14px}
.hm-consult{margin:0 0 -34px;border-radius:20px;overflow:hidden;aspect-ratio:5/4}
.hm-consult img{width:100%;height:100%;object-fit:cover;object-position:50% 45%}
.hm-adviser{position:relative;margin-left:18px;box-shadow:0 18px 30px -18px #11342d66;background:var(--card)!important}
.hm-smoke path{animation:hm-smoke 3.6s ease-in-out infinite}
@keyframes hm-smoke{0%{opacity:0;transform:translateY(4px)}40%{opacity:1}100%{opacity:0;transform:translateY(-8px)}}
.hm-case__steps{list-style:none;margin:18px 0 0;padding:0}
.hm-case__steps li{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:11px 0 11px 34px;position:relative;font-size:14.5px;border-bottom:1px dashed var(--line)}
.hm-case__steps li::before{content:"";position:absolute;left:0;top:50%;width:20px;height:20px;margin-top:-10px;border-radius:50%;border:1.5px solid var(--line);background:var(--card)}
.hm-case__steps li.done::before{background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10.5l2.5 2.5L14 7.5' fill='none' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/100% no-repeat;border-color:var(--green)}
.hm-case__steps li.now::before{border-color:var(--brass);box-shadow:0 0 0 5px #b8905a2e;animation:hm-pulse 2.2s infinite}
@keyframes hm-pulse{50%{box-shadow:0 0 0 9px #b8905a00}}
.hm-case__steps li.now b{color:var(--brass-d)}
.hm-case__steps b{font-weight:600}
.hm-case__steps span{color:var(--ink-2);font-size:13px}
.hm-case__foot{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:16px}
.hm-case__foot div{background:var(--bg);border-radius:12px;padding:12px 14px}
.hm-case__foot small{display:block;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.hm-case__foot b{font:500 1.5rem/1.2 var(--serif);color:var(--green)}
.hm-note-card{position:absolute;left:-36px;bottom:-40px;background:var(--green);color:#fff;border-radius:16px;padding:16px 20px;box-shadow:0 24px 40px -18px #11342d99;display:grid;gap:2px;transform:rotate(-2deg)}
.hm-note-card span{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#cfe3d6}
.hm-note-card b{font:500 1.35rem/1.2 var(--serif)}
.hm-warning{margin-top:70px!important;padding:18px 0;border-top:1px solid var(--line);font-weight:700;font-size:14px;color:var(--green)}

/* help */
.hm-help{padding:110px 0}
.hm-head{margin-bottom:54px}
.hm-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.hm-card{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:30px 26px;display:flex;flex-direction:column;gap:14px;transition:transform .35s cubic-bezier(.2,.8,.2,1),box-shadow .35s}
.hm-card:hover{transform:translateY(-6px);box-shadow:0 30px 50px -30px #11342d59}
.hm-card__n{font:400 1.1rem/1 var(--serif);color:var(--brass-d)}
.hm-card h3{font-size:1.6rem;line-height:1.1}
.hm-card p{color:var(--ink-2);font-size:.97rem;flex:1}
.hm-card a{font-weight:700;font-size:14px;text-decoration:none;color:var(--green)}
.hm-card--dark{background:var(--green);color:#fff;border-color:var(--green)}
.hm-card--dark p{color:#cfe3d6}
.hm-card--dark a{color:#e8c992}
.hm-card--dark .hm-card__n{color:#e8c992}

/* calculator */
.hm-calc-sec{background:var(--green);color:#fff;padding:110px 0;position:relative;overflow:hidden}
.hm-calc-sec::before{content:"";position:absolute;inset:auto -10% -60% auto;width:800px;height:800px;border-radius:50%;background:radial-gradient(circle,#b8905a33,transparent 65%)}
.hm-calc{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center;position:relative}
.hm-calc .hm-eyebrow{color:#e8c992}
.hm-calc h2 em{color:#e8c992}
.hm-calc__intro p:not(.hm-eyebrow):not(.hm-fine){color:#cfe3d6;font-size:1.08rem;margin-top:22px;max-width:42ch}
.hm-calc .hm-fine{color:#cfe3d6b3}
.hm-calc__panel{background:var(--card);color:var(--ink);border-radius:28px;padding:34px;box-shadow:0 50px 90px -40px #000a}
.hm-field{margin-bottom:22px}
.hm-field label{display:flex;justify-content:space-between;align-items:baseline;font-weight:700;font-size:14.5px;margin-bottom:10px}
.hm-field output{font:500 1.25rem/1 var(--serif);color:var(--green);font-variant-numeric:tabular-nums}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;--p:50%}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:6px;background:linear-gradient(90deg,var(--green) var(--p),#11342d1f var(--p))}
input[type=range]::-moz-range-track{height:6px;border-radius:6px;background:#11342d1f}
input[type=range]::-moz-range-progress{height:6px;border-radius:6px;background:var(--green)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:2px solid var(--green);margin-top:-9px;box-shadow:0 3px 10px #11342d40;transition:transform .15s}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:2px solid var(--green)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
.hm-calc__result{display:grid;grid-template-columns:auto 1fr;gap:18px 30px;align-items:center;margin-top:10px;padding-top:26px;border-top:1px solid var(--line)}
.hm-donut{position:relative;width:170px;height:170px}
.hm-donut svg{width:100%;height:100%;transform:rotate(-90deg)}
.hm-donut circle{fill:none;stroke-width:12}
.hm-donut__bg{stroke:#b8905a}
.hm-donut__fg{stroke:var(--green);stroke-linecap:butt;transition:stroke-dasharray .5s cubic-bezier(.2,.8,.2,1)}
.hm-donut>div{position:absolute;inset:0;display:grid;place-content:center;text-align:center}
.hm-donut small{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}
.hm-donut strong{font:500 2rem/1.1 var(--serif);color:var(--green);font-variant-numeric:tabular-nums}
.hm-calc__result dl{margin:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 20px}
.hm-calc__result dt{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2)}
.hm-calc__result dd{margin:4px 0 0;font:500 1.35rem/1.1 var(--serif);font-variant-numeric:tabular-nums}
.hm-legend{grid-column:1/-1;display:flex;align-items:center;gap:8px;font-size:12.5px;color:var(--ink-2)}
.hm-legend i{width:12px;height:12px;border-radius:3px;display:inline-block}
.hm-legend i.c1{background:var(--green)}.hm-legend i.c2{background:var(--brass);margin-left:12px}

/* fees */
.hm-fees{padding:110px 0}
.hm-fees__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.hm-fee-table{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:10px 30px 26px}
.hm-fee{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;border-bottom:1px solid var(--line)}
.hm-fee b{display:block;font-weight:700;font-size:1.02rem}
.hm-fee span{font-size:.9rem;color:var(--ink-2)}
.hm-fee strong{font:400 2.2rem/1 var(--serif);color:var(--green);white-space:nowrap}

/* process */
.hm-process{background:var(--mint);padding:110px 0}
.hm-process__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:start}
.hm-process__intro{position:sticky;top:110px}
.hm-checklist{margin-top:40px;background:var(--card);border-radius:22px;padding:24px 26px;border:1px solid var(--line)}
.hm-checklist h3{font:700 15px/1.3 var(--sans);display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.hm-checklist h3 span{font-weight:600;font-size:13px;color:var(--ink-2)}
.hm-progress{height:6px;border-radius:6px;background:#11342d14;margin-bottom:10px;overflow:hidden}
.hm-progress i{display:block;height:100%;width:0;background:var(--green);border-radius:6px;transition:width .4s cubic-bezier(.2,.8,.2,1)}
.hm-checklist label{display:flex;align-items:center;gap:12px;padding:10px 0;border-bottom:1px dashed var(--line);font-size:15px;cursor:pointer}
.hm-checklist label:last-child{border-bottom:0}
.hm-checklist input{appearance:none;-webkit-appearance:none;width:22px;height:22px;border-radius:7px;border:1.5px solid #11342d55;margin:0;flex:none;display:grid;place-content:center;transition:.2s;background:#fff;cursor:pointer}
.hm-checklist input:checked{background:var(--green);border-color:var(--green)}
.hm-checklist input:checked::after{content:"";width:10px;height:6px;border:2px solid #fff;border-top:0;border-right:0;transform:rotate(-45deg) translate(1px,-1px)}
.hm-checklist input:checked+span{color:var(--ink-2);text-decoration:line-through;text-decoration-color:#11342d55}
.hm-steps{list-style:none;margin:0;padding:0;position:relative}
.hm-steps::before{content:"";position:absolute;left:11px;top:14px;bottom:14px;width:1.5px;background:linear-gradient(var(--green),#11342d33)}
.hm-steps li{position:relative;padding:0 0 44px 54px}
.hm-steps li::before{content:"";position:absolute;left:0;top:4px;width:24px;height:24px;border-radius:50%;background:var(--bg);border:1.5px solid var(--green);box-shadow:0 0 0 6px var(--mint)}
.hm-steps li:first-child::before{background:var(--green)}
.hm-steps span{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--brass-d)}
.hm-steps h3{font-size:1.9rem;margin:6px 0 8px}
.hm-steps p{color:var(--ink-2);max-width:46ch}

/* book */
.hm-book{padding:110px 0}
.hm-book__card{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;background:var(--card);border:1px solid var(--line);border-radius:32px;padding:56px;box-shadow:0 40px 80px -50px #11342d66}
.hm-book__copy>p:not(.hm-eyebrow){color:var(--ink-2);font-size:1.08rem;margin:22px 0 32px;max-width:40ch}
.hm-adviser{display:flex;align-items:center;gap:16px;padding:16px;border-radius:16px;background:var(--bg);max-width:360px}
.hm-avatar{flex:none;width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font:600 1.2rem/1 var(--sans);letter-spacing:.02em}
.hm-adviser b{display:block;font-weight:700}
.hm-adviser span{font-size:13px;color:var(--ink-2)}
.hm-form label{display:grid;gap:8px;font-weight:700;font-size:14px;margin-bottom:18px}
.hm-form input:not([type=radio]),.hm-form select{font:500 16px/1.4 var(--sans);color:var(--ink);background:#fff;border:1.5px solid #11342d2e;border-radius:12px;padding:13px 14px;width:100%;transition:border-color .2s,box-shadow .2s}
.hm-form select{appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%2311342d' stroke-width='1.6'/%3E%3C/svg%3E") calc(100% - 16px) 50%/12px no-repeat}
.hm-form input:focus,.hm-form select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px #11342d1a}
.hm-two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.hm-form fieldset{border:0;padding:0;margin:0 0 20px}
.hm-form legend{font-weight:700;font-size:14px;margin-bottom:10px;padding:0}
.hm-pills{display:flex;flex-wrap:wrap;gap:8px}
.hm-pills label{margin:0;display:block;font-weight:600}
.hm-pills input{position:absolute;opacity:0;pointer-events:none}
.hm-pills span{display:inline-block;padding:10px 16px;border-radius:10px;border:1.5px solid #11342d2e;font-size:14px;cursor:pointer;background:#fff;transition:.2s}
.hm-pills input:checked+span{background:var(--green);color:#fff;border-color:var(--green)}
.hm-pills input:focus-visible+span{outline:2.5px solid var(--brass);outline-offset:2px}
.hm-res{background:var(--mint);border:1px solid #11342d33;color:var(--ink)}

/* footer */
.hm-footer{background:var(--green);color:#cfe3d6;padding:40px 0 56px}
.hm-footer__warn{font-weight:700;color:#fff;padding-bottom:26px;margin-bottom:34px;border-bottom:1px solid #ffffff22}
.hm-footer__grid{display:grid;grid-template-columns:auto 1fr 1.7fr;gap:50px;font-size:.92rem}
.hm-logo--foot{color:#fff}
.hm-footer .hm-fine{margin:0;color:#cfe3d6aa}

.reveal-on [data-reveal]{opacity:0;transform:translateY(24px);transition:opacity .9s cubic-bezier(.2,.8,.2,1),transform .9s cubic-bezier(.2,.8,.2,1)}
.reveal-on [data-reveal].is-in{opacity:1;transform:none}
.reveal-on .hm-cards [data-reveal]:nth-child(2){transition-delay:.07s}
.reveal-on .hm-cards [data-reveal]:nth-child(3){transition-delay:.14s}
.reveal-on .hm-cards [data-reveal]:nth-child(4){transition-delay:.21s}

@media (max-width:1000px){
  .hm-hero__grid,.hm-calc,.hm-fees__grid,.hm-process__grid,.hm-book__card{grid-template-columns:1fr;gap:50px}
  .hm-cards{grid-template-columns:1fr 1fr}
  .hm-process__intro{position:static}
  .hm-note-card{left:0;bottom:-30px}
  .hm-hero__art{max-width:520px}
  .hm-burger{display:flex}
  .hm-menu{position:fixed;inset:76px 0 auto;flex-direction:column;align-items:stretch;gap:0;background:var(--bg);padding:10px 20px 26px;border-bottom:1px solid var(--line);transform:translateY(-10px);opacity:0;visibility:hidden;transition:.3s}
  .hm-menu.is-open{transform:none;opacity:1;visibility:visible}
  .hm-menu a:not(.hm-btn){padding:16px 0;border-bottom:1px solid var(--line);font:400 1.5rem/1 var(--serif);color:var(--green)}
  .hm-menu .hm-btn{margin-top:18px}
  .hm-footer__grid{grid-template-columns:1fr;gap:20px}
}
@media (max-width:640px){
  body{font-size:16px}
  .hm-hero{padding-top:48px}
  .hm-cards{grid-template-columns:1fr}
  .hm-calc__panel{padding:24px 20px}
  .hm-calc__result{grid-template-columns:1fr;justify-items:center}
  .hm-calc__result dl{width:100%}
  .hm-book__card{padding:28px 20px;border-radius:24px}
  .hm-two{grid-template-columns:1fr}
  .hm-help,.hm-calc-sec,.hm-fees,.hm-process,.hm-book{padding:80px 0}
  .hm-fee strong{font-size:1.7rem}
  .hm-case{transform:none}
}
.hm-adviser .hm-avatar{color:#fff;font-size:1.1rem}

/* ---- Motion & polish layer (v2) ---- */
:root{--cursor:#11342d;--cursor-link:rgba(184,144,90,.28);--cursor-text:#f6f3ec}
.hm-intro{background:var(--green);color:#fff}
.hm-intro__in{display:grid;justify-items:center;gap:14px;text-align:center}
.hm-intro__in span[data-intro-in]{font:380 clamp(3rem,8vw,6.6rem)/1 var(--serif);letter-spacing:-.025em}
.hm-intro__in em{font-style:normal;color:#e8c992}
.hm-intro [data-intro-bar]{display:block;width:140px;height:1px;background:#e8c992}
.hm-intro small{font:700 11px/1 var(--sans);letter-spacing:.24em;text-transform:uppercase;color:#cfe3d6}
.hm-nav{transition:transform .7s cubic-bezier(.19,1,.22,1),box-shadow .4s}
.hm-nav.is-hidden{transform:translateY(-100%)}
.hm-nav.is-scrolled{box-shadow:0 10px 30px -20px #11342d66}
.hm-case{animation:hm-float 7s ease-in-out infinite}
@keyframes hm-float{0%,100%{translate:0 0}50%{translate:0 -8px}}
.motion:not(.motion-failed) [data-case]{opacity:0}
.hm-case__house{overflow:hidden;border-radius:14px}
.hm-case__house img{transition:transform 1.2s cubic-bezier(.19,1,.22,1)}
.hm-case:hover .hm-case__house img{transform:scale(1.05)}

/* How we help: stacking cards */
.hm-help{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}
.hm-help .hm-head{position:sticky;top:130px;margin:0}
.hm-cards{display:block}
.hm-card{position:sticky;top:130px;min-height:340px;margin-bottom:28px;display:grid;grid-template-columns:1fr auto;grid-template-rows:auto auto 1fr auto;column-gap:40px;padding:40px;border-radius:28px;transform-origin:50% 0;box-shadow:0 -10px 40px -30px #11342d59;will-change:transform}
.hm-card:nth-child(2){top:150px}.hm-card:nth-child(3){top:170px}.hm-card:nth-child(4){top:190px;margin-bottom:0}
.hm-card:nth-child(2){background:#fbf8f1}.hm-card:nth-child(3){background:var(--mint)}
.hm-card:hover{transform:none}
.hm-card>*:not(.hm-card__aside){grid-column:1}
.hm-card h3{font-size:clamp(2rem,3vw,2.8rem)}
.hm-card p{font-size:1.05rem;max-width:42ch}
.hm-card__aside{grid-column:2;grid-row:1/-1;align-self:end;display:grid;gap:6px;max-width:190px;padding-left:28px;border-left:1px solid var(--line)}
.hm-card__aside strong{font:350 clamp(3.4rem,5vw,4.6rem)/1 var(--serif);color:var(--green)}
.hm-card__aside span{font-size:.88rem;color:var(--ink-2);line-height:1.45}
.hm-card--dark .hm-card__aside{border-color:#ffffff26}
.hm-card--dark .hm-card__aside strong{color:#e8c992}
.hm-card--dark .hm-card__aside span{color:#cfe3d6}

/* Process progress line */
.hm-steps::before{opacity:.25}
.hm-steps__progress{position:absolute;left:11px;top:14px;bottom:14px;width:1.5px;background:var(--green);transform-origin:top;transform:scaleY(0)}
.hm-steps li::before{transition:background .5s,transform .5s cubic-bezier(.19,1,.22,1)}
.hm-steps li.is-active::before{background:var(--green);transform:scale(1.15)}
.hm-steps li h3,.hm-steps li p,.hm-steps li span{transition:opacity .6s}
.motion .hm-steps li:not(.is-active) h3,.motion .hm-steps li:not(.is-active) p{opacity:.35}
.hm-steps li:first-child::before{background:var(--bg)}
.hm-steps li:first-child.is-active::before{background:var(--green)}
.hm-btn{position:relative;overflow:hidden;isolation:isolate}
.hm-btn::after{content:"";position:absolute;inset:0;z-index:-1;background:var(--brass);transform:translateY(101%);transition:transform .6s cubic-bezier(.19,1,.22,1)}
.hm-btn:hover::after{transform:none}
.hm-fee{transition:padding .5s cubic-bezier(.19,1,.22,1)}
.hm-fee:hover{padding-left:10px}
@media (max-width:1000px){
  .hm-help{grid-template-columns:1fr;gap:40px}
  .hm-help .hm-head{position:static}
  .hm-card{top:100px}.hm-card:nth-child(2){top:116px}.hm-card:nth-child(3){top:132px}.hm-card:nth-child(4){top:148px}
}
@media (max-width:640px){
  .hm-card{grid-template-columns:1fr;padding:28px 24px;min-height:0}
  .hm-card__aside{grid-column:1;grid-row:auto;border-left:0;padding:18px 0 0;border-top:1px solid var(--line);margin-top:18px;max-width:none}
  .hm-card--dark .hm-card__aside{border-color:#ffffff26}
}
.hm-fee strong span{font:inherit;color:inherit}
/* Full-bleed reveal */
.hm-reveal{position:relative;height:100svh;min-height:560px;overflow:hidden;display:grid;place-items:center}
.hm-reveal__media{position:absolute;inset:0;margin:0}
.hm-reveal__media img{width:100%;height:100%;object-fit:cover}
.hm-reveal__media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,#11342d00 30%,#11342dcc)}
.hm-reveal__text{position:relative;z-index:2;align-self:end;justify-self:start;padding:0 max(20px,calc((100vw - 1200px)/2)) 8vh;color:#fff}
.hm-reveal__text .hm-eyebrow{color:#e8c992}
.hm-reveal__quote{font:380 clamp(2.8rem,7vw,6.4rem)/.98 var(--serif);letter-spacing:-.025em}
.hm-reveal__quote em{font-style:normal;color:#e8c992}

/* ---- Batch 2 imagery ---- */
.hm-card--photo{grid-template-columns:1fr minmax(220px,300px)}
.hm-card--photo .hm-card__aside{max-width:none;align-self:stretch;display:flex;flex-direction:column;justify-content:flex-end;gap:6px}
.hm-card__photo{margin:0 0 14px;border-radius:16px;overflow:hidden;aspect-ratio:4/3}
.hm-card__photo img{width:100%;height:100%;object-fit:cover}
/* Street photograph behind the calculator, tinted to the brand green */
.hm-calc-sec__bg{position:absolute;inset:-8% 0;width:100%;height:116%;object-fit:cover;opacity:.2;filter:grayscale(.35) contrast(.9);mix-blend-mode:luminosity}
.hm-calc-sec::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#11342df2 0,#11342dcc 45%,#11342d99);pointer-events:none}
.hm-calc-sec>.hm-calc{z-index:2}
.hm-calc-sec::before{z-index:1}
.hm-keys{margin:22px 0 0;max-width:340px;border-radius:18px;overflow:hidden;aspect-ratio:4/5;box-shadow:0 30px 50px -30px #11342d80}
.hm-keys img{width:100%;height:100%;object-fit:cover}
@media (max-width:640px){
  .hm-card--photo{grid-template-columns:1fr}
  .hm-card__photo{margin-top:6px}
  .hm-keys{max-width:none;aspect-ratio:4/3}
  .hm-keys img{object-position:50% 45%}
}

/* ---- Type v3: Schibsted Grotesk, no italics. Emphasis comes from weight and colour ---- */
h1,h2,h3{font-weight:600;letter-spacing:-.035em;line-height:1.02}
h1 em,h2 em{font-weight:400;color:var(--brass-d)}
.hm-hero h1{font-weight:620;letter-spacing:-.045em;line-height:.98}
.hm-hero h1 em{font-weight:420}
.hm-calc h2 em,.hm-reveal__quote em,.hm-intro__in em{color:#e8c992}
.hm-logo{font-weight:700;letter-spacing:-.03em;font-size:23px}
.hm-logo i{font-style:normal;font-weight:400}
.hm-intro__in span[data-intro-in]{font-weight:650;letter-spacing:-.045em}
.hm-intro__in em{font-weight:400}
.hm-reveal__quote{font-weight:620;letter-spacing:-.045em}
.hm-reveal__quote em{font-weight:420}
.hm-card__n{font:600 12px/1 var(--sans);letter-spacing:.14em}
.hm-card h3{font-weight:600;letter-spacing:-.03em}
.hm-card__aside strong{font-weight:600;letter-spacing:-.05em}
.hm-steps h3{font-weight:600;letter-spacing:-.03em}
.hm-fee strong{font-weight:600;letter-spacing:-.04em}
.hm-case__foot b,.hm-note-card b,.hm-field output,.hm-donut strong,.hm-calc__result dd{font-weight:600;letter-spacing:-.03em}
.hm-field output,.hm-donut strong,.hm-calc__result dd{font-variant-numeric:normal}